Terms & Conditions

Please read these terms carefully before using Campus to Capital.

1. Introduction

Welcome to Campus to Capital (“we”, “us”, “our”). By accessing or using this website, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use our website.

2. Educational Purpose Only

We are not registered investment advisors, brokers, or financial planners. Any decisions you make based on our content are entirely your own responsibility. Please consult a qualified professional before making financial or investment decisions.

3. No Guarantee of Accuracy

  • We try our best to keep all information accurate and up to date.
  • Markets, rules, and financial products change often, so some information may become outdated.
  • We do not guarantee that any strategy, tip, or information shared will lead to a specific financial outcome.

4. Use of the Website

  • You agree to use this website only for lawful purposes.
  • You must not copy, reproduce, or redistribute our content without written permission.
  • You must not attempt to disrupt, hack, or damage the website in any way.
  • You must not use our content to mislead or advise others in a professional capacity.

5. Intellectual Property

All content on this website — including text, graphics, logos, and images — is the property of Campus to Capital unless otherwise stated, and is protected by applicable copyright laws.

6. Third-Party Links

Our website may contain links to third-party websites, apps, or tools (such as brokers or financial platforms). We are not responsible for the content, accuracy, security, or practices of any external sites linked from Campus to Capital.

7. Limitation of Liability

Campus to Capital shall not be held liable for any direct, indirect, incidental, or consequential loss or damage — including financial loss — arising from the use of, or reliance on, this website or its content. We do not guarantee any specific financial outcome or result from following the information shared here. All investment decisions carry risk, and users are responsible for evaluating that risk themselves.

8. Changes to These Terms

We may update these Terms & Conditions from time to time to reflect changes in our content or policies. Any updates will be posted on this page with a revised date. Continued use of the website after changes are posted means you accept the revised terms

9. Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of India. Any disputes relating to these terms shall be subject to the jurisdiction of Indian courts.

10. Contact Us

If you have any questions about these Terms & Conditions, or about any content on Campus to Capital, please reach out to us through our Contact page. We’re happy to help with any queries.

FAQs

Absolutely. Under the New Tax Regime, you get a full tax rebate up to ₹7 Lakhs, but if your income (including bonuses or side income) crosses that even slightly, you could face an unexpected tax bill. Learning the basics now ensures you are never caught off guard as your salary grows.

A great baseline for beginners is the 50/30/20 rule: allocation of 50% for your absolute needs (rent, food, bills), 30% for your wants (dining out, shopping, hobbies), and a minimum of 20% directly into savings and investments. The earlier you automate this 20%, the easier it becomes.

Yes, it is one of the safest ways to start. Instead of trying to pick individual stocks, beginners can start a SIP (Systematic Investment Plan) in a diversified Index Fund with as little as ₹500 a month. This spreads your risk across India’s top companies and builds a strong long-term habit.

An emergency fund is a safety net of cash reserved for unexpected expenses—like sudden medical bills, laptop repairs, or temporary job transitions. Aim to accumulate 3 to 6 months’ worth of your basic living expenses in a liquid savings account before aggressively investing.

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